Quotes
qt_19ac61d8
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claustrum-v0.3.2OperationalProduction

Forgeworks Industrial

Sample
forgeworks.co·Manufacturing tech (IIoT)·600–1,000 employees·$80M–$150M·US
REFER
Quote ID: qt_19ac61d8
Coverage: $500,000 · Retention: $25,000 · Term: 12 months
EXPECTED ANNUAL LOSS (P50)
$251K
50.23% of coverage limit
TAIL LOSS (P99)
$3.65M
729.66% of coverage limit · near limit
POSTURE COMPOSITE
51 / 100
Industry avg: 71

Loss Distribution

$1K$10K$100K$1M$10MP50P90P99Coverage Limit
QuantileAnnual Lossvs Coverage
P10$57,49811.50%
P25$115,59823.12%
P50$251,14050.23%
P75$545,610109.12%
P90$1,096,926219.39%
P99$3,648,283729.66%
Mean$486,69497.34%
Std Dev$807,911
CV1.66

Risk Drivers · SHAP Attribution

Underwriting Decision

REFERRefer to senior underwriter

P99 tail loss approaches coverage limit (729.7%). Frequency-severity profile suggests refer to senior underwriter.

Suggested actions
Reduce limit to 0M
Brings P99 ratio to ~50%
Expected loss ratio: 14.2%
Add $100K retention floor
Reduces P50 by 18%
Customer responsibility: $100K
Require critical-CVE remediation
Eliminates 12-18% expected loss
Monthly automated rescans

Outside-In Posture

56
TLS ConfigurationB
Security HeadersC+
DNS HygieneD
Certificate HealthA-

Attack Surface

44
Exposed Services9⚠ above industry avg
Known CVEs92 critical
Subdomain Sprawl61moderate
Shadow IT2flagged services

Exposure History

52
HIBP Records3vendor breach
Last Incidentvendor-side breach
Credential Exposures14emails leaked
Industry Frequency0.84/yrslightly elevated

Tech Stack

AzureC#.NETMSSQLOPC-UAWindows Server 2016
Auto-refreshes every 24h
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Quote ID: qt_19ac61d8