Helix Health Systems
Samplehelixhealth.io·Healthtech (Telehealth)·500–1,000 employees·$80M–$120M·US
Quote ID: qt_539d054b
Coverage: $2,000,000 · Retention: $25,000 · Term: 12 months
EXPECTED ANNUAL LOSS (P50)
$523K
26.13% of coverage limit
TAIL LOSS (P99)
$8.70M
435.02% of coverage limit · near limit
POSTURE COMPOSITE
58 / 100
Industry avg: 71
Loss Distribution
ⓘ| Quantile | Annual Loss | vs Coverage |
|---|---|---|
| P10 | $110,990 | 5.55% |
| P25 | $231,222 | 11.56% |
| P50 | $522,590 | 26.13% |
| P75 | $1,181,117 | 59.06% |
| P90 | $2,460,581 | 123.03% |
| P99 | $8,700,316 | 435.02% |
| Mean | $1,085,227 | 54.26% |
| Std Dev | $1,975,113 | — |
| CV | 1.82 | — |
Risk Drivers · SHAP Attribution
Underwriting Decision
REFERRefer to senior underwriter
P99 tail loss approaches coverage limit (435.0%). Frequency-severity profile suggests refer to senior underwriter.
Suggested actions
Reduce limit to 1M
Brings P99 ratio to ~50%
Expected loss ratio: 14.2%
Add $100K retention floor
Reduces P50 by 18%
Customer responsibility: $100K
Require critical-CVE remediation
Eliminates 12-18% expected loss
Monthly automated rescans
Outside-In Posture
64
TLS ConfigurationA
Security HeadersB
DNS HygieneD
Certificate HealthA-
Attack Surface
51
Exposed Services6⚠ above industry avg
Known CVEs72 critical
Subdomain Sprawl92moderate
Shadow IT2flagged services
Exposure History
60
HIBP Records2vendor breach
Last Incident—vendor-side breach
Credential Exposures14emails leaked
Industry Frequency0.84/yrslightly elevated
Tech Stack
ⓘGCPPythonDjangoTwilioApache 2.4.41