Helix Health Systems
Samplehelixhealth.io·Healthtech (Telehealth)·500–1,000 employees·$80M–$120M·US
Quote ID: qt_d5355c96
Coverage: $10,000,000 · Retention: $25,000 · Term: 12 months
EXPECTED ANNUAL LOSS (P50)
$357K
3.57% of coverage limit
TAIL LOSS (P99)
$4.87M
48.66% of coverage limit · near limit
POSTURE COMPOSITE
58 / 100
Industry avg: 71
Loss Distribution
ⓘ| Quantile | Annual Loss | vs Coverage |
|---|---|---|
| P10 | $84,688 | 0.85% |
| P25 | $167,444 | 1.67% |
| P50 | $357,095 | 3.57% |
| P75 | $761,549 | 7.62% |
| P90 | $1,505,722 | 15.06% |
| P99 | $4,866,129 | 48.66% |
| Mean | $670,740 | 6.71% |
| Std Dev | $1,066,477 | — |
| CV | 1.59 | — |
Risk Drivers · SHAP Attribution
Underwriting Decision
WRITERefer to senior underwriter
Within risk appetite. P99 ratio 48.7%, posture composite 58.
Suggested actions
Bind at quoted terms
Standard policy issuance
12-month term, $25K retention
Add quarterly rescan endorsement
Maintains posture monitoring
No premium impact
Schedule renewal in 11 months
Auto-rescan + re-quote
30-day pre-expiry trigger
Outside-In Posture
64
TLS ConfigurationA
Security HeadersB
DNS HygieneD
Certificate HealthA-
Attack Surface
51
Exposed Services6⚠ above industry avg
Known CVEs72 critical
Subdomain Sprawl92moderate
Shadow IT2flagged services
Exposure History
60
HIBP Records2vendor breach
Last Incident—vendor-side breach
Credential Exposures14emails leaked
Industry Frequency0.84/yrslightly elevated
Tech Stack
ⓘGCPPythonDjangoTwilioApache 2.4.41