Quotesqt_309dc2ee
Scenario
⌘K
claustrum-v0.3.2OperationalProduction

Bridgepoint SaaS

Sample
bridgepoint.io·B2B SaaS (HR tech)·100–200 employees·$15M–$30M·US
WRITE
Quote ID: qt_309dc2ee
Coverage: $1,000,000 · Retention: $25,000 · Term: 12 months
EXPECTED ANNUAL LOSS (P50)
$57K
5.71% of coverage limit
TAIL LOSS (P99)
$763K
76.30% of coverage limit · near limit
POSTURE COMPOSITE
79 / 100
Industry avg: 71

Loss Distribution

$1K$10K$100K$1M$10MP50P90P99Coverage Limit
QuantileAnnual Lossvs Coverage
P10$13,6721.37%
P25$26,8992.69%
P50$57,0545.71%
P75$121,01312.10%
P90$238,09523.81%
P99$763,00076.30%
Mean$106,20210.62%
Std Dev$166,737
CV1.57

Risk Drivers · SHAP Attribution

Underwriting Decision

WRITERefer to senior underwriter

Within risk appetite. P99 ratio 76.3%, posture composite 79.

Suggested actions
Bind at quoted terms
Standard policy issuance
12-month term, $25K retention
Add quarterly rescan endorsement
Maintains posture monitoring
No premium impact
Schedule renewal in 11 months
Auto-rescan + re-quote
30-day pre-expiry trigger

Outside-In Posture

81
TLS ConfigurationA
Security HeadersA-
DNS HygieneA
Certificate HealthA-

Attack Surface

77
Exposed Services2within range
Known CVEs10 critical
Subdomain Sprawl24minimal
Shadow IT2flagged services

Exposure History

80
HIBP Records0clean
Last Incidentno incidents
Credential Exposures14emails leaked
Industry Frequency0.84/yrslightly elevated

Tech Stack

AWSTypeScriptNext.jsPostgresAuth0
Auto-refreshes every 24h
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Quote ID: qt_309dc2ee