Quotesqt_38e309cb
Scenario
⌘K
claustrum-v0.3.2OperationalProduction

Bridgepoint SaaS

Sample
bridgepoint.io·B2B SaaS (HR tech)·100–200 employees·$15M–$30M·US
WRITE
Quote ID: qt_38e309cb
Coverage: $500,000 · Retention: $25,000 · Term: 12 months
EXPECTED ANNUAL LOSS (P50)
$93K
18.66% of coverage limit
TAIL LOSS (P99)
$1.19M
237.90% of coverage limit · near limit
POSTURE COMPOSITE
79 / 100
Industry avg: 71

Loss Distribution

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$1K$10K$100K$1M$10MP50P90P99Coverage Limit
QuantileAnnual Lossvs Coverage
P10$22,9624.59%
P25$44,6168.92%
P50$93,32318.66%
P75$195,20339.04%
P90$379,28075.86%
P99$1,189,498237.90%
Mean$169,79733.96%
Std Dev$258,091—
CV1.52—

Risk Drivers · SHAP Attribution

Underwriting Decision

WRITERefer to senior underwriter

Within risk appetite. P99 ratio 237.9%, posture composite 79.

Suggested actions
Bind at quoted terms
Standard policy issuance
12-month term, $25K retention
Add quarterly rescan endorsement
Maintains posture monitoring
No premium impact
Schedule renewal in 11 months
Auto-rescan + re-quote
30-day pre-expiry trigger

Outside-In Posture

81
TLS ConfigurationA
Security HeadersA-
DNS HygieneA
Certificate HealthA-

Attack Surface

77
Exposed Services2within range
Known CVEs10 critical
Subdomain Sprawl24minimal
Shadow IT2flagged services

Exposure History

80
HIBP Records0clean
Last Incident—no incidents
Credential Exposures14emails leaked
Industry Frequency0.84/yrslightly elevated

Tech Stack

ⓘ
AWSTypeScriptNext.jsPostgresAuth0
Auto-refreshes every 24h
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Quote ID: qt_38e309cb