Helix Health Systems
Samplehelixhealth.io·Healthtech (Telehealth)·500–1,000 employees·$80M–$120M·US
Quote ID: qt_3c13610e
Coverage: $10,000,000 · Retention: $25,000 · Term: 12 months
EXPECTED ANNUAL LOSS (P50)
$537K
5.37% of coverage limit
TAIL LOSS (P99)
$8.72M
87.23% of coverage limit · near limit
POSTURE COMPOSITE
58 / 100
Industry avg: 71
Loss Distribution
ⓘ| Quantile | Annual Loss | vs Coverage |
|---|---|---|
| P10 | $115,608 | 1.16% |
| P25 | $239,302 | 2.39% |
| P50 | $537,010 | 5.37% |
| P75 | $1,205,089 | 12.05% |
| P90 | $2,494,470 | 24.94% |
| P99 | $8,723,321 | 87.23% |
| Mean | $1,101,080 | 11.01% |
| Std Dev | $1,970,933 | — |
| CV | 1.79 | — |
Risk Drivers · SHAP Attribution
Underwriting Decision
WRITERefer to senior underwriter
Within risk appetite. P99 ratio 87.2%, posture composite 58.
Suggested actions
Bind at quoted terms
Standard policy issuance
12-month term, $25K retention
Add quarterly rescan endorsement
Maintains posture monitoring
No premium impact
Schedule renewal in 11 months
Auto-rescan + re-quote
30-day pre-expiry trigger
Outside-In Posture
64
TLS ConfigurationA
Security HeadersB
DNS HygieneD
Certificate HealthA-
Attack Surface
51
Exposed Services6⚠ above industry avg
Known CVEs72 critical
Subdomain Sprawl92moderate
Shadow IT2flagged services
Exposure History
60
HIBP Records2vendor breach
Last Incident—vendor-side breach
Credential Exposures14emails leaked
Industry Frequency0.84/yrslightly elevated
Tech Stack
ⓘGCPPythonDjangoTwilioApache 2.4.41