Quotesqt_70dec448
Scenario
⌘K
claustrum-v0.3.2OperationalProduction

Forgeworks Industrial

Sample
forgeworks.co·Manufacturing tech (IIoT)·600–1,000 employees·$80M–$150M·US
REFER
Quote ID: qt_70dec448
Coverage: $1,000,000 · Retention: $25,000 · Term: 12 months
EXPECTED ANNUAL LOSS (P50)
$237K
23.71% of coverage limit
TAIL LOSS (P99)
$3.63M
363.06% of coverage limit · near limit
POSTURE COMPOSITE
51 / 100
Industry avg: 71

Loss Distribution

$1K$10K$100K$1M$10MP50P90P99Coverage Limit
QuantileAnnual Lossvs Coverage
P10$52,7325.27%
P25$107,48310.75%
P50$237,10323.71%
P75$523,04052.30%
P90$1,066,100106.61%
P99$3,630,611363.06%
Mean$471,73447.17%
Std Dev$811,382
CV1.72

Risk Drivers · SHAP Attribution

Underwriting Decision

REFERRefer to senior underwriter

P99 tail loss approaches coverage limit (363.1%). Frequency-severity profile suggests refer to senior underwriter.

Suggested actions
Reduce limit to 1M
Brings P99 ratio to ~50%
Expected loss ratio: 14.2%
Add $100K retention floor
Reduces P50 by 18%
Customer responsibility: $100K
Require critical-CVE remediation
Eliminates 12-18% expected loss
Monthly automated rescans

Outside-In Posture

56
TLS ConfigurationB
Security HeadersC+
DNS HygieneD
Certificate HealthA-

Attack Surface

44
Exposed Services9⚠ above industry avg
Known CVEs92 critical
Subdomain Sprawl61moderate
Shadow IT2flagged services

Exposure History

52
HIBP Records3vendor breach
Last Incidentvendor-side breach
Credential Exposures14emails leaked
Industry Frequency0.84/yrslightly elevated

Tech Stack

AzureC#.NETMSSQLOPC-UAWindows Server 2016
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Quote ID: qt_70dec448