Cloud Technology Services
Design Partnercloudtechservices.io·Cloud Infrastructure·50–100 employees·$5M–$10M·US
Quote ID: qt_760cf67f
Coverage: $1,000,000 · Retention: $25,000 · Term: 12 months
EXPECTED ANNUAL LOSS (P50)
$64K
6.39% of coverage limit
TAIL LOSS (P99)
$783K
78.29% of coverage limit · near limit
POSTURE COMPOSITE
87 / 100
Industry avg: 71
Loss Distribution
ⓘ| Quantile | Annual Loss | vs Coverage |
|---|---|---|
| P10 | $16,070 | 1.61% |
| P25 | $30,903 | 3.09% |
| P50 | $63,902 | 6.39% |
| P75 | $132,139 | 13.21% |
| P90 | $254,109 | 25.41% |
| P99 | $782,904 | 78.29% |
| Mean | $114,140 | 11.41% |
| Std Dev | $168,927 | — |
| CV | 1.48 | — |
Risk Drivers · SHAP Attribution
Underwriting Decision
WRITERefer to senior underwriter
Within risk appetite. P99 ratio 78.3%, posture composite 87.
Suggested actions
Bind at quoted terms
Standard policy issuance
12-month term, $25K retention
Add quarterly rescan endorsement
Maintains posture monitoring
No premium impact
Schedule renewal in 11 months
Auto-rescan + re-quote
30-day pre-expiry trigger
Outside-In Posture
88
TLS ConfigurationA
Security HeadersA-
DNS HygieneA
Certificate HealthA-
Attack Surface
84
Exposed Services2within range
Known CVEs10 critical
Subdomain Sprawl18minimal
Shadow IT2flagged services
Exposure History
91
HIBP Records0clean
Last Incident—no incidents
Credential Exposures14emails leaked
Industry Frequency0.84/yrslightly elevated
Tech Stack
ⓘAWSKubernetesGoPostgreSQLCloudflare