Quotesqt_94b4cf12
Scenario
⌘K
claustrum-v0.3.2OperationalProduction

Forgeworks Industrial

Sample
forgeworks.co·Manufacturing tech (IIoT)·600–1,000 employees·$80M–$150M·US
REFER
Quote ID: qt_94b4cf12
Coverage: $1,000,000 · Retention: $25,000 · Term: 12 months
EXPECTED ANNUAL LOSS (P50)
$358K
35.79% of coverage limit
TAIL LOSS (P99)
$5.43M
543.39% of coverage limit · near limit
POSTURE COMPOSITE
51 / 100
Industry avg: 71

Loss Distribution

$1K$10K$100K$1M$10MP50P90P99Coverage Limit
QuantileAnnual Lossvs Coverage
P10$79,9898.00%
P25$162,67216.27%
P50$357,94935.79%
P75$787,64578.76%
P90$1,601,821160.18%
P99$5,433,878543.39%
Mean$709,07370.91%
Std Dev$1,212,515
CV1.71

Risk Drivers · SHAP Attribution

Underwriting Decision

REFERRefer to senior underwriter

P99 tail loss approaches coverage limit (543.4%). Frequency-severity profile suggests refer to senior underwriter.

Suggested actions
Reduce limit to 1M
Brings P99 ratio to ~50%
Expected loss ratio: 14.2%
Add $100K retention floor
Reduces P50 by 18%
Customer responsibility: $100K
Require critical-CVE remediation
Eliminates 12-18% expected loss
Monthly automated rescans

Outside-In Posture

56
TLS ConfigurationB
Security HeadersC+
DNS HygieneD
Certificate HealthA-

Attack Surface

44
Exposed Services9⚠ above industry avg
Known CVEs92 critical
Subdomain Sprawl61moderate
Shadow IT2flagged services

Exposure History

52
HIBP Records3vendor breach
Last Incidentvendor-side breach
Credential Exposures14emails leaked
Industry Frequency0.84/yrslightly elevated

Tech Stack

AzureC#.NETMSSQLOPC-UAWindows Server 2016
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Quote ID: qt_94b4cf12