Quotesqt_ddbae44c
Scenario
⌘K
claustrum-v0.3.2OperationalProduction

Bridgepoint SaaS

Sample
bridgepoint.io·B2B SaaS (HR tech)·100–200 employees·$15M–$30M·US
WRITE
Quote ID: qt_ddbae44c
Coverage: $2,000,000 · Retention: $25,000 · Term: 12 months
EXPECTED ANNUAL LOSS (P50)
$89K
4.46% of coverage limit
TAIL LOSS (P99)
$913K
45.66% of coverage limit · near limit
POSTURE COMPOSITE
79 / 100
Industry avg: 71

Loss Distribution

$1K$10K$100K$1M$10MP50P90P99Coverage Limit
QuantileAnnual Lossvs Coverage
P10$24,7931.24%
P25$45,4862.27%
P50$89,2684.46%
P75$175,1908.76%
P90$321,41316.07%
P99$913,24945.66%
Mean$147,1197.36%
Std Dev$192,726
CV1.31

Risk Drivers · SHAP Attribution

Underwriting Decision

WRITERefer to senior underwriter

Within risk appetite. P99 ratio 45.7%, posture composite 79.

Suggested actions
Bind at quoted terms
Standard policy issuance
12-month term, $25K retention
Add quarterly rescan endorsement
Maintains posture monitoring
No premium impact
Schedule renewal in 11 months
Auto-rescan + re-quote
30-day pre-expiry trigger

Outside-In Posture

81
TLS ConfigurationA
Security HeadersA-
DNS HygieneA
Certificate HealthA-

Attack Surface

77
Exposed Services2within range
Known CVEs10 critical
Subdomain Sprawl24minimal
Shadow IT2flagged services

Exposure History

80
HIBP Records0clean
Last Incidentno incidents
Credential Exposures14emails leaked
Industry Frequency0.84/yrslightly elevated

Tech Stack

AWSTypeScriptNext.jsPostgresAuth0
Auto-refreshes every 24h
Run Scenario
Quote ID: qt_ddbae44c